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Capitalization pensions would yield five times more than pay-as-you-go?
Checked 8 Oct 2026
While capitalization-based pensions can yield higher returns if well-managed, the specific calculations and return rates cited by David Lisnard are unverified. The stock market does not guarantee fixed individual retirement payouts.
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@nouv_energie
Celui qui touche 300 000 euros de pension avec le système par répartition aurait touché plus d’un million d’euros avec la capitalisation. Avec le même montant…
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David Lisnard stated that an employee on a median salary who contributes all their life receives about 300,000 euros in pension under the pay-as-you-go system, whereas the same sums capitalized with a 4.2% return would yield over one million euros.No reliable source found for this yet.
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The same sums capitalized with an average return of 4.2% over fifty years would yield over one million euros with the same amount of contributions.No reliable source found for this yet.
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An employee earning a median salary who contributes all their life receives about 300,000 euros in pension under the pay-as-you-go system.No reliable source found for this yet.
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